An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000.
Benefits & Privileges
Loan up to 20x of your salary
Approved within 1 day
Lowest Interest Rate 3%
23 Hours Customer Services
No Hidden Cost
We Provide
Personal Loan
Business Loan
A personal loan might be right for you if you want to fund a big expense or if you want to consolidate debt. Personal loans may come with lower interest rates than credit cards, so funding a big expense or project with a personal loan could save you thousands of dollars on interest payments. This is a loan scheme which provides loans to individual with a source of income. It comes with a monthly repayment plan to meet your personal needs. A personal loan can also be defined as a short term loan and it may be the answer to your short-term cash needs. This is because a personal loan normally has a repayment period that is shorter than other types of loan such as housing loan or a mortgage. We’ve got customized personal loan to meet your need with no hidden cost for consultation fee.
Eligibility
- Individuals aged 21 to 58 years old*
- Malaysian citizen
- Minimum monthly gross income of RM2,000
- In employment for more than 6 consecutive months
- For self-employed, business to be active for more than 24 months
Fees & Charges
- No Fee will be incurred, e.g. processing fee, stamping fee, lawyer fee & so on.
- Late payment Charges: Yes
- Early settlement fees: Discount will be given
Income Document Requirement
| Document Required | |
|---|---|
| Employee | Application form together with:
|
| self-employed | Application form together with:
|
Payment Terms
Minimum duration of payment: 3 months.
Maximum repayment period: 36 months.
*Payment period is negotiable.
Max. Annual Percentage Rate (APR) is8 – 15%
For more information on the current rate please contact us.
There are no hidden costs or fees.