An unsecured, hassle-free term loan to fulfill your dreams. No collaterals. No guarantors. Convenient repayment tenure up to 5 years and loan amount up to RM100,000.

Benefits & Privileges

Loan up to 20x of your salary

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Approved within 1 day

Lowest Interest Rate 3%

23 Hours Customer Services

No Hidden Cost

We Provide

Personal Loan​
Business Loan

A personal loan might be right for you if you want to fund a big expense or if you want to consolidate debt. Personal loans may come with lower interest rates than credit cards, so funding a big expense or project with a personal loan could save you thousands of dollars on interest payments. This is a loan scheme which provides loans to individual with a source of income. It comes with a monthly repayment plan to meet your personal needs. A personal loan can also be defined as a short term loan and it may be the answer to your short-term cash needs. This is because a personal loan normally has a repayment period that is shorter than other types of loan such as housing loan or a mortgage. We’ve got customized personal loan to meet your need with no hidden cost for consultation fee.



  • Individuals aged 21 to 58 years old*
  • Malaysian citizen
  • Minimum monthly gross income of RM2,000
  • In employment for more than 6 consecutive months
  • For self-employed, business to be active for more than 24 months
*Maximum 60 years old upon maturity of loan tenure.

Fees & Charges

  • No Fee will be incurred, e.g. processing fee, stamping fee, lawyer fee & so on.
  • Late payment Charges: Yes
  • Early settlement fees: Discount will be given

Income Document Requirement

Document Required
Employee Application form together with:
  • Copy of NRIC (both sides)
  • Latest 1 month salary slip
  • Latest 3 months’ savings account activity/current account statements (optional)
self-employed Application form together with:
  • Copy of NRIC (both sides)
  • Copy of Business Registration
  • Latest 6 months’ Bank Statements

Payment Terms

  • Minimum duration of payment: 3 months.
    Maximum repayment period: 36 months.
    *Payment period is negotiable.
    Max. Annual Percentage Rate (APR) is

    8 – 15%

    For more information on the current rate please contact us.
    There are no hidden costs or fees.

Apply Now

*do not accept cash income

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